Our Services
Whether you are a first time buyer, a home mover or a property investor, let us be your first port of call for help, guidance and advice. At Joanne Ramsden Financial Solutions, we offer a full range of Mortgage and Protection services, designed to support you at every stage of your property journey.
First Time Buyer
We can facilitate and offer guidance before you find your first home. We will assess your affordability and provide advice on how to be best placed when you start viewing properties. We can help you with stamp duty cost and align you with solicitors and others for their fees, so you are well prepared to take your first step onto the property ladder. We will guide you through every step of the process to help you secure your first home with confidence.
Remortgage
We offer expert advice on whether to stay with your current lender or to move to a more competitive rate. Whether you are looking to borrow more for home improvements, buy more equity in your shared ownership, buy out a partner, review your mortgage at the end of your fixed rate or change the term, we will provide a suite of options and guide you to the right solution.
Buy to Let
We provide tailored buy-to-let mortgages solutions to allow you to start or grow your property portfolio. We can share our experiences as property landlords and help you to maximise your return on property investment.
Home Insurance
As part of our advice process, we will also assist with recommendations to ensure that your property and belongings are protected to provide peace of mind alongside your mortgage.
Life Insurance
We deliver tailored life insurance solutions to protect your loved ones and provide financial security in the event of the unexpected.
Income Protection
We offer income protection insurance to safeguard your earnings and provide financial stability if you are unable to work due to illness or injury.
Critical Illness Cover
We provide critical illness cover to offer financial support if you are diagnosed with a serious medical condition, helping you focus on recovery without added financial stress.
Important information
Your property may be repossessed if you do not keep up repayments on your mortgage
If you are experiencing financial difficulty and struggling to make repayments, then you can contact your lender who may be able to help, taking account of your individual circumstances. You may want to contact one of the free impartial money guidance and debt advice services such as StepChange, Citizens Advice, or Turn2Us.
Get In Touch Today
Get in touch today to see how we can help with your mortgage or protection needs