About Us
With more than three decades of experience in providing a first class financial service in major banks and building societies across Great Britain, our proven expertise is second to none. Our team of advisers are ready to help, every step of the way with clarity, care and confidence.
Our History
Founded 15 years ago by Joanne Ramsden, our business began in Bolton, England. What started as a local service, quickly grew through word of mouth and a strong reputation for reliability and care.
Over the years, we have expanded to include a range of mortgage and protection services, supporting first-time buyers, home movers, landlords and those looking to protect their financial future.
Whilst our roots remain in Bolton, our team now operates nationally, helping clients across Great Britain with trusted advice and dedicated support.
Our Mission
We began with a clear mission, to make the mortgage and protection process simple and stress-free, by providing honest and expert advice with a personal touch.
As we continue to grow, our focus remains the same: building lasting relationships, offering clear guidance, and delivering peace of mind at every stage of your journey.
Meet the People Behind Your Financial Confidence
Joanne -
Company Director
Joanne founded the company with a passion for helping people make confident financial decisions. With over 30 years of experience in the industry, she leads the team with a client-first approach.
joanne@joanneramsdenfs.co.u
Maddie -
Mortgage and Protection Adviser
Maddie combines leadership with hands-on expertise in mortgage and protection advice. She ensures all of our clients receive tailored guidance and dedicated support throughout their financial journey.
maddie@joanneramsdenfs.co.uk
Michelle -
Mortgage and Protection Adviser
With 25 years of experience, Michelle brings a wealth of knowledge and a calm, reassuring approach to every client interaction. She is dedicated to finding the right solutions for each individual need.
michelle@joanneramsdenfs.co.uk
Laura -
Mortgage and Protection Adviser
Bringing over 15 years of experience in the industry, Laura offers a broad depth of knowledge and a thoughtful approach to help individuals and families navigate their options with confidence and clarity.
laura@joanneramsdenfs.co.uk
Linda -
Client Care Manager
Known for her friendly and approachable style, Linda takes pride in making the process straight forward and stress free. She ensures that every client feels supported throughout their journey with us.
linda@joanneramsdenfs.co.uk
Get In Touch Today
Get in touch today to see how we can help with your mortgage or protection needs
Get in touch today to see how we can help with your mortgage or protection needs
Joanne Ramsden Financial Solutions Ltd is an appointed representative of Sesame Ltd which is authorised and regulated by the Financial Conduct Authority.
The information and content of this website is intended for UK consumers only, and is subject to the UK regulatory regime.
Joanne Ramsden Financial Solutions Ltd. Registered Office: Heaton Lodge, Marshdale Road, Bolton, BL1 5AQ. Country of Registration: England and Wales. Registration No. 09851361
The FCA does not regulate solicitors, surveyors, accountants, trust, some forms of tax planning and buy to let mortgages. For solicitors, surveyors, accountants, trust and tax planning we act as introducers only.The FCA does not regulate some forms of buy to let mortgages.