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About Us

With more than three decades of experience in providing a first class financial service in major banks and building societies across Great Britain, our proven expertise is second to none. Our team of advisers are ready to help, every step of the way with clarity, care and confidence.

Our History

Founded 15 years ago by Joanne Ramsden, our business began in Bolton, England. What started as a local service, quickly grew through word of mouth and a strong reputation for reliability and care.
Over the years, we have expanded to include a range of mortgage and protection services, supporting first-time buyers, home movers, landlords and those looking to protect their financial future.
Whilst our roots remain in Bolton, our team now operates nationally, helping clients across Great Britain with trusted advice and dedicated support.

Our Mission

We began with a clear mission, to make the mortgage and protection process simple and stress-free, by providing honest and expert advice with a personal touch.
As we continue to grow, our focus remains the same: building lasting relationships, offering clear guidance, and delivering peace of mind at every stage of your journey.

Our Team

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Joanne -
Company Director &
Mortgage and Protection Adviser

With over 30 years of experience in the industry, Joanne founded the company with a passion for helping people make confident financial decisions. As both director and adviser, she leads the team with a client-first approach.

joanne@joanneramsdenfs.co.uk
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Michelle -
Mortgage and Protection Adviser


With 25 years of experience, Michelle brings a wealth of knowledge and a calm, reassuring approach to every client interaction. She is dedicated to finding the right solutions for each individual need.

michelle@joanneramsdenfs.co.uk
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Maddie -
Client Care Manager


Maddie plays a key role in ensuring our clients receive exceptional service and support. She is the friendly and welcoming point of contact for any queries, overseeing the efficient service throughout the client journey.

maddie@joanneramsdenfs.co.uk

Call us now for Mortgage and Protection Advice:  01204 465524

Get In Touch Today

Get in touch today to see how we can help with your mortgage or protection needs
Joanne Ramsden Financial Solutions Ltd is an appointed representative of Sesame Ltd which is authorised and regulated by the Financial Conduct Authority.
The information and content of this website is intended for UK consumers only, and is subject to the UK regulatory regime.
Joanne Ramsden Financial Solutions Ltd. Registered Office ; Heaton Lodge , Marshdale Road, Bolton BL1 5AQ Registered England and Wales No. 9851361
The FCA does not regulate solicitors, surveyors, accountants, trust and some forms of tax planning and we act as introducers for them.