Frequently Asked Questions
How much can I borrow?
We will gather your information to give a full assessment, based on your current and future position as well as the up to date lenders' criteria to advise you on how much you can borrow and how much it will cost you.
Can I use a Gifted deposit?
What types of income are accepted?
We will advise you on how lenders will assess your income whether this be - Salary, Dividends, Net profit, Overtime, Bonus, Car allowance, London Weighting Allowance, Foster income, State benefits.
What happens after I've applied for a mortgage?
How long does the mortgage process take?
Typically 4-12 weeks, but this is dependent on your current circumstances, the type of mortgage being applied for and the position of third parties in the sale or purchase.
What is the difference between a fixed-rate and variable rate mortgage?
What fees are involved in getting a mortgage?
Your mortgage may include lender fees, valuation fees, adviser fees and legal costs. We will provide a full breakdown of any upfront costs prior to your mortgage application submission.